It may not seem like it’s time to start thinking 2019 just yet, but when it comes to your oral health, it is. Now is the time to start thinking about what you have left on your 2018 oral health benefits, and what you should add in 2019.
Use Up Old Benefits
If you have dental insurance, check your benefits. Do you have any exams left for 2018? Book your exam now so you don’t lose those benefits in 2019. If you have been putting off any dental work and have leftover flexible spending account (FSA) or health savings account (HSA) money, now is a great time to use it before you lose it.
Add More for 2019
With open enrollment beginning for many insurance plans, take a look back at what you and your family spent on oral health care in 2018 and plan accordingly. Make sure you make a cushion for emergencies like cavities, root canals or accidental injury. Does someone in your family need orthodontics or neuromuscular dentistry? Budget those expenses into your FSA or HSA and save tax money.
If you have prescription mouthwash, toothpaste or any other oral care products, refill them now before your out-of-pocket max resets itself on January 1, 2019.
As the year draws to a close, remember to smile and relax. It can be a stressful time of year, but by planning ahead, you can allow yourself to enjoy the season without having to rush through it and miss important moments.